Bill Utter Ford is the oldest family owned and operated dealership in North Texas since 1956.
Earn a $100 Statement Credit1 when you spend $3,000 within your first 3 billing cycles after your account is opened.
Enjoy 0% Intro APR for 6 billing cycles from the date of purchase on Ford Dealership Purchases over $499. After your 6 billing cycles expire, you’ll have a variable APR rate of 15.99% – 26.99% based on the Prime Rate depending on how you meet our credit criteria.
No Annual Fee
New Vehicle First Purchase Example
Make your first purchase of a $3,000 vehicle down payment and enjoy all of this:
Maintenance & Service First Purchase Example
Make your first purchase on new tires for $800 and enjoy all of this:
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
Special Financing Offer Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $499.00 at Ford dealerships will be referred to as "Eligible Purchases" in your Summary of Credit Terms. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. Minimum Monthly Payments required.
1See the FordPass™ Rewards Visa® Terms and Conditions in the Summary of Credit Terms. Points are not redeemable for cash. Please see the FordPass™ Rewards Program terms and conditions at FordPassRewards.com for information regarding expiration, redemption, forfeiture and other limitations on FordPass™ Rewards Points. Must be enrolled in FordPass Rewards.
2For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
3Up to six quarts of Motorcraft® oil and Motorcraft oil filter. Motorcraft® is a registered trademark of Ford Motor Company. See participating U.S. dealership for exclusions and details.
FordPass App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.
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Cards are issued by First Bankcard®, a division of First National Bank of Omaha pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.
Sales is open Saturday from 9:00-5:00 and open Monday from 9:00-8:00
Service is open Saturday from 7:00-3:00 and closed on Monday